Sezzle is a payment solution that empowers you to “Shop Now and Pay Later” with simple interest-free installment plans. We break down purchases into four smaller payments spread over six weeks. 25% is due at the time of the transaction, with the remaining 75% due across three easy payments scheduled every two weeks.
When you complete a purchase with Sezzle, the merchant ships your product as soon as its ready. You get to enjoy the item before you finish paying for it!
Sezzle automates the repayments from your payment method on file. You always have the option of paying off your purchase early by signing into your User Dashboard.
Returning customers simply need to log in, while first-timers need to provide their payment details like usual. After checking out, the merchant will ship you your purchase! You can always log in to your Sezzle account to check your payment schedule and make an early payment. Otherwise, we will take the payments as scheduled.
Please note: Sezzle doesn’t approve 100% of orders.
When determining which orders to approve, we consider a number of different factors. For example, the longer you have been a shopper with Sezzle and the more orders you have successfully repaid, the more likely you will be able to spend more.
Here are some things to consider:
- Do you have sufficient funds available - generally we look to see that you have 25% of the order available to spend
- Length of time you have been using Sezzle - it’ll be more restrictive during the first 6 weeks
- The amount you have to repay on previous orders - it may help to pay some off (not a guarantee)
- The value of the order you are trying to place, it may help to reduce the value of your shopping cart (not a guarantee)
- Adding a credit card may increase your spending power (not a guarantee)
- The number of orders you currently have ‘open’ with us (not a guarantee)
To use Sezzle, you must
- Be 18 years or older (19 years or older in Alabama or if you are a ward of the state in Nebraska)
- Have a valid U.S. mobile number and email address
Sezzle's extended payment product does not qualify as a credit product per Reg Z, which means there is no "hard credit" check typically associated with credit products.
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